| 000 |
01000000 |
BELOW CRITERIA |
| 021 |
01010000 |
UNDER AGE <18 |
| 022 |
01020000 |
OVER AGE>65 |
| 020 |
01030000 |
INCOME NOT QUALIFIED |
| 020 |
01040000 |
MALAYSIAN- STAY OVERSEA |
| 023 |
01060000 |
NO INCOME |
| 020 |
01080000 |
BASIC REQUIREMENT NOT FULFILL |
| 033 |
01140000 |
INCONVINCING PAYSLIP |
| 015 |
03000000 |
ID CARD EXPIRED |
| 055 |
03010000 |
CTOS |
| 055 |
03010200 |
CTOS |
| 055 |
03020000 |
CCRIS |
| 055 |
03020100 |
CCRIS |
| 055 |
03020200 |
CCRIS |
| 055 |
03020300 |
CCRIS |
| 055 |
03020400 |
CCRIS |
| 055 |
03020500 |
CCRIS |
| 011 |
03030000 |
INTERNAL BAD PAYMENT RECORD |
| 047 |
03040000 |
ALTERATION |
| 047 |
03040200 |
ALTERATION |
| 047 |
03040400 |
ALTERATION |
| 047 |
03040500 |
ALTERATION |
| 016 |
03050000 |
OVER COMMITMENT-LOW NDI |
| 018 |
03050500 |
NET PAY LOW |
| 016 |
03050600 |
DSR BURST |
| 054 |
03060000 |
CTOS |
| 013 |
03070000 |
DISTRUST |
| 047 |
03070100 |
ALTERATION |
| 047 |
03070101 |
ALTERATION |
| 047 |
03070102 |
ALTERATION |
| 047 |
03070103 |
ALTERATION |
| 047 |
03070105 |
ALTERATION |
| 047 |
03070106 |
ALTERATION |
| 020 |
03080200 |
WEAK BUSINESS STATEMENT |
| 020 |
03090000 |
DECLINE BY SYSTEM-SCORE/SAA |
| 020 |
04010000 |
HIGH RISK-JOB STATUS ( NON TARGET) |
| 020 |
04010100 |
JOB STATUS- HIGH RISK |
| 020 |
04010400 |
CONTRACT |
| 020 |
04010500 |
OFFSHORE |
| 020 |
04010600 |
DAILY PAID |
| 020 |
04010901 |
SUBCONTRACTOR |
| 020 |
04010902 |
PARTIMER |
| 005 |
04020000 |
RESIGNED |
| 020 |
04050000 |
SHORT OF LENGTH EMPLOYMENT |
| 000 |
05000000 |
INCONSISTENT AFTER VERIFIED |
| 020 |
05010000 |
INCONSISTENT INFO AFTER VERIFIED- EMPLOYER (INCOME NOT MATCH) |
| 051 |
05010100 |
NO WORKING AT COMPANY |
| 000 |
05020000 |
NOT CO-OPERATIVE GUARANTOR |
| 048 |
05020100 |
NO SUCH PERSON |
| 034 |
05040100 |
INCONSISTENT INFO |
| 000 |
06000000 |
DIFFICULT TO CONTACT |
| 000 |
06020000 |
DIFFICULT TO CONTACT: NO CONTACT NUMBER |
| 000 |
06050000 |
DIFFICULT TO CONTACT: CAN'T CONTACT AT ALL |
| 000 |
06060000 |
DIFFICULT TO CONTACT: APPLICANT / OFFICE |
| 000 |
08010000 |
NOT CO-OPERATIVE APPLICANT |
| 000 |
09010000 |
REFUSE/ CAN'T PROVIDE: REFEREE INFO |
| 000 |
09020000 |
REFUSE/ CAN'T PROVIDE JOINT APPLICANT INFO |
| 000 |
10000000 |
INCOMPLETE DOC |
| 000 |
10010000 |
INCOMPLETE DOC: PAYSLIP |
| 000 |
10020000 |
INCOMPLETE DOC: LETTER OF EMPLOYMENT |
| 000 |
10030000 |
INCOMPLETE DOC EPF |
| 000 |
10040000 |
INCOMPLETE DOC: BORANG B + TAXATION RECEIPT |
| 000 |
10050000 |
INCOMPLETE DOC: SALARY ACCOUNT |
| 000 |
10060000 |
INCOMPLETE DOC: BUSINESS DOCUMENT |
| 000 |
10060100 |
INCOMPLETE DOC: BUSINESS DOCUMENT: ROB |
| 000 |
10070000 |
INCOMPLETE DOC: HR CONFIRMATION LETTER |
| 000 |
10100000 |
INCOMPLETE DOC: VISA |
| 000 |
10110000 |
INCOMPLETE DOC: WORKING PERMIT |
| 000 |
10150000 |
INCOMPLETE DOC: BUSINESS ACCOUNT |
| 000 |
10160000 |
INCOMPLETE DOC BANK BOOK/ BANK STATEMENT |
| 000 |
13000000 |
DISAGREE WITH LIMIT GIVEN |
| 046 |
14000000 |
APPLY ON BEHALF- 3RD PARTY |
| 062 |
16000000 |
REPAYMENT RATIO FAILED |
| 064 |
18000000 |
REJECTION UNABLE TO REVIEW |
| 000 |
27000000 |
DSR BURST (GETJOINT INCOME) |
| 000 |
28000000 |
More than (1) One Phone Applied |
| 000 |
30000000 |
CHANGE MIND |
| 000 |
30010000 |
CHANGE MIND: BUY INCASH |
| 000 |
30020000 |
CHANGE MIND: APPLY AT ANOTHER FINANCIAL INS |
| 000 |
30030000 |
CHANGE MIND: APPLY AT OTHER MERCHANT |
| 000 |
30040000 |
CHANGE MIND: APPLY OTHER LOAN |
| 000 |
30050000 |
CHANGE MIND: NOT INTERESTED |
| 000 |
30060000 |
CHANGE MIND: RE-APPLY LATER (Likely No NRIC Uploded) |
| 000 |
34020000 |
APPLY BY MISTAKE: NEVER APPLY |
| 000 |
35000000 |
FINANCIAL / PERSONAL PROBLEM |
| 000 |
41000000 |
DOUBLE APPLICATION |
